What are 1 Hour Loans?

1 Hour Loans are a Payday loans are short term loans that allow you to take out a small amount of money until after you get paid. They're designed to help you bridge the gap between paydays. Most loans take a day or two to transfer to your account. 1 Hour Loans are a super-fast transfer that put cash in your account in the same hour.

What may I use the Cash Loan for?

Anything you want. You can use your Cash-in-1-Hour Loan for anything from bills and expenses through to holiday money or anything you need urgently. It doesn't matter why you need the money - it only matters that you need it.

How much does a Cash Loan cost?

It can vary from lender to lender, but usually not by much. As a rule of thumb, it will usually cost around £25 for each £100 you borrow. Fast 1 hour loans may incur an extra charge, which will be made clear by the lender if your application is accepted. You will not be obliged to agree to it at that time.

Am I eligible?

As long as you're employed, live in the United Kingdom, have a stable income where your salary is paid into a UK bank account and you're 18 or over, then you're already eligible to apply.

Will it cause a problem if I have a poor credit record?

As long as you haven't declared bankruptcy or are subject to an IVA, it shouldn't cause a problem. 1 Hour Loans aren't long term, so your credit history is less important. The most important thing is that you are able to repay the loan on the date y ou agree with the lender. If you are successful, you will be sent the lender's Terms and Conditions along with your loan agreement.

Do I need to be a homeowner to get a 1 Hour loan?

No. Your living arrangements are not relevant.

How do I repay the cash loan?

Repayment for the Cash-in-1-Hour Loan is simple. Your debit card will normally be used for payment on the date you agree with the lender. In some cases, you may be able to use direct debit.

How long does it take for cash to be transferred?

If you opt for a 1 hour loan, the cash will be transferred to your account within that hour*. In other cases, it should happen within 48 hours. It can vary depending on the lender, and depending on how quickly your bank clear the money.