There are times when it seems like getting cash in 1 hour is impossible...

...especially when those few weeks until you get paid seem like a lot longer away.
While you can wait to get paid, sometimes your bills and expenses can't. Even if you're trying to save money, there are times when it makes a lot more sense to buy something earlier, in order to get a discount, than miss out on it later. This is why cash in 1 hour is so easy to apply for. Because we understand what it's like to be in that situation, we make sure that your application is fast, easy and straightforward. Because the lenders we work with look at more than just your credit score, you can stand a better chance of getting fast cash with Cash in 1 Hour.

You may be wondering how this works, and why it's so different to mainstream lending. It's easy. A lender gives you the 1 hour loan on the condition that you pay it back (along with the interest) after you've been paid. Because you're not applying for a long term agreement, the conditions are different than lenders that need to know your long term credit history. If you're 18 or over, live and receive a salary in the UK and have a UK bank account, you're eligible to apply. The application process is easy, fast, and entirely online. You don't need to visit a bank, and it's rare that any applicant needs to post forms or fax documents. It's entirely automatic and online. all happens online. The most convenient aspect is of course the fact that you get the cash in 1 hour in your bank account, it is that quick.

The annual percentage rate can be off-putting at first. This is because it's designed to explain a different kind of loan. You do pay a higher interest rate than most loans with 1 hour loans, but this is because you're borrowing for a shorter amount of time - usually less than four weeks. It's a high interest rate, but not necessarily a high amount of interest. Because it's the standard way to explain loan rates, we are happy to display it. We just also like to take the time to explain it. It's a bit like getting a taxi, and being quoted the amount it would cost to use that taxi all year long. As long as you pay it back within the agreed time, you may be surprised to find that the rate is cheaper than you thought at first glance. It is, however, important to repay the loan in a timely manner, as this will mean you pay the minimum interest.

You should always be careful to make sure that you are comfortable when you apply to a lender or broker. Sadly, there are unscrupulous lenders out there, who will hide terms and conditions in the fine print, leading to you paying more than may have planned to. We're careful to work with responsible lenders, and are a non-charging broker. It's always worth comparing your lenders, in order that you can be sure of getting the best deal possible for your circumstances. Not every lender is able to arrange cash in one hour transfers, and some lenders can take up to two days. The fees and rates can also vary between lenders, so make sure you're getting the best possible deal. Always make sure you have a way of contacting the lender or broker, in case there are any issues further down the line.